YOUR RIGHTS ARE IMPACTED BY THESE
TERMS AND CONDITIONS. PLEASE READ CAREFULLY BEFORE USING THIS SERVICE:
BY CLICKING I AGREE OR SIGNING THE HARD COPY OF THIS
FORM, YOU REPRESENT THAT YOU ARE OF THE LEGAL AGE OF MAJORITY IN GEORGIA AND
THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH
IN THIS AGREEMENT. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS SERVICE.
This
contract for the use of services (the “Agreement”) is made and effective on
this day the of the month____ in the year__________ .
This agreement constitutes a binding legal agreement
between:
A+ Financial Services, Inc. and each of its affiliated corporations, A+ Auto Insurance Agency, Inc., A+ Loans, Inc. & A+
Immigration Services LLC (Herein collectively “A+, Inc.”)
corporations organized and existing under the laws of the
state of
Georgia
And
Customer/User/Applicant (Print Name Here)
This Agreement is intended to be inclusive of all
services offered by A+, Inc. While
some services are detailed more fully, this agreement applies to all services
offered by A+. Customer should pay particular attention to specific services
sought by customer. A copy of the Agreement is available on A+, Inc.'s
website www.MyBudgetCenter.com.
Customer understands that by agreeing to this Agreement, customer is agreeing
to be bound by the terms and conditions contained herein. This agreement does
not create third party beneficiary rights for any parties.
1.
ELECTRONIC SIGNATURE
Customer
hereby agree that your signature on any A+, Inc. form or document, whether
original or electronic, shall constitute your valid and legally binding
signature and that this signed form, if stored on electronic media, will have
the same validity and legal effect as the original signed form.
2. PAYMENTS.
Customer hereby understands and agrees that when paying
A+ by credit card or debit card a 3% convenience fee is added to the customer
transaction for the convenience of using an electronic payment to defray the
costs of the third-party payment processor. Customer may avoid this additional
3% charge via a valid verified check or cash payment. We are happy to
accommodate this change in payment method on request and with the proper
account information and signed agreements (as necessary or required by
law).
3.
LOANS
3.1
IF YOU ARE SEEKING TO OBTAIN A LOAN, PLEASE
READ THIS SECTION CAREFULLY TO FULLY UNDERSTAND THE PRODUCT YOU ARE SEEKING.
3.2 Regulations A+ Loans, Inc is regulated by the Georgia Department of Insurance -
Industrial Loan Division. A+, Inc will underwrite customer loans in compliance
with the Equal Credit Opportunity Act (EOCA) - and will adhere to the Fair
Credit Reporting Act (FCRA) in all determinations and actions. In addition, if
customer chooses the optional Electronic Funds Transfer (EFT) repayment option
for customer installments, then A+ Loans will also adhere to the Electronic
Funds Transfer Act (EFTA). Electing to have EFT repayments WAS NOT a condition
of customer approval or denial of credit.
3.3
Privacy A
Graham-Leach Bliley Act (GLBA) privacy notice will be available to customer
during customer request for credit. The privacy notice, as well as this
agreement, will detail the methods customer may use for opt out procedures of
any future solicitations. The same notice will detail that we pay third parties
for lead generation up to our current rate, we may disclose customer
information to affiliated companies to meet customer requests, and maintain
security procedures to safeguard any non-public information that customer
disclose. All of these items will be available to customer upon request and A+.
Inc representatives will discuss any questions customer may have concerning
these forms and actions.
3.4
Signatures A+,
Loans request signature(s) for disclosures concerning the GLBA, the optional
EFT repayment, draft check payment, right to offset previous debt, and
procedures for collection of payments Including any NSF or Electronic
Declination charges customer may Incur. If customer, the undersigned applicant
has inquired about certain of our financial products and services and have
expressed interest in establishing a customer/business relationship with A+.
Financial Services, Inc. and each of its affiliated corporations, A+ Auto
Insurance Agency, Inc., and A+ Loans, Inc., A+ Immigration Service, LLC
(collectively, “A+, INC.” or “we” or “our”).
3.5
Customer Information Use and A+ Communications In order for “A+, Inc.” to process customer application
for our financial products and services, A+, Inc requires the following
information from customer, which customer hereby agrees to furnish for the
purpose of obtaining the products and services to be offered and (if customer
application is accepted) furnished by A+, Inc. to customer. Based upon customer
request and inquiry, A+, Inc. has agreed to provide information to customer
about its financial products and services. So that A+, Inc. can provide to
customer with updated information about its products and services, as changes occur
in the future, customer hereby consents to customer receipt of periodic
marketing information and customer service information from A+, Inc., whether
communicated by means of customer residential telephone, cellular telephone,
email, facsimile, or a text message. THE CELL PHONE AND EMAIL CUSTOMER PLACE ON
CUSTOMER APPLICATION WILL BE USED TO COMMUNICATE TO SOLICIT, TO SERVICE, AND TO
COLLECT. An additional charge may be accessed to customer account
for such texts, emails, or calls by customer communication vendors directly for
such actions. Customer understand that customer may revoke consent to
receive solicitation information at any time by providing written notice
thereof to A+, INC. at the following address: Attn: Compliance
Officer, A+, INC. Financial Services, Inc., P.O. Box 492769, Lawrenceville, GA
30049. PLEASE DO NOT CONTINUE OR SIGN ACKNOWLEDGEMENT OF THESE
TERMS AND CONDITIONS OR ORAL CREDIT REQUESTS IF CUSTOMER HAS ANY QUESTIONS!
PLEASE ASK ANY QUESTIONS OR CALL OUR OFFICES IMMEDIATELY AT 678.720.9006 TO
DISCUSS.
3.6
Draft Authorization Agreement Collection
Agreement Customer hereby authorizes any A+, Inc. entity named in this
agreement (at its sole discretion) to create and present payment Draft(s)
instead of using Electronic ACH payments or Electronic Debit Card to process
contract payments or preauthorized electronic payments. Furthermore, customer
hereby authorizes any A+, Inc. entity to collect any outstanding delinquent
balances due to A+, Inc. by creating and presenting Draft(s) payment(s) to the
customer account and routing number listed on any personal check, account
statement, or any electronic presentment agreement that A+, INC. has in its
possession. The Draft(s) shall not exceed the balance due. The Draft Payments
can be in amounts lesser than the balance due. The Draft payment(s) can be one
or multiple. The amounts presented for Drafts shall never exceed the balance
due. This Draft payment authorization will terminate when the balance due is
paid off or when the customer's written revocation is received by certified
mail (to ATT: Compliance Officer, A+, Inc., 492769 Lawrenceville GA 30049 -
allow 72 hour processing). A Draft is an over the phone check or a check drawn
off an account owned by customer and signed by the customer. Drafts: The
information customer give is made into a check form of payment without
signature from customer.
2.7
Loan Proceeds to Purchase Optional Items
2.7.1
If a loan is approved for customer, customer
may elect to use a portion of the loan
proceeds to purchase optional items. The items for which
customer request payment via disbursement from customer loan are not a part of
the loan charges, fees, or interest.
2.7.2
Note that if customer loan application is
approved customer may receive
customer entire loan proceeds WITHOUT the purchase of any
optional items. In other words, the purchase by customer of any such optional
item is not a pre-condition to the approval or the execution of customer loan.
Any purchase by customer of such optional items may require that customer complete
additional applications, forms, and/or disclosures for such purchases. Purchase
of optional items will be deducted from the loan proceeds and disbursed on
customer behalf. Different re-payment schedules may be offered if optional
items are purchased and/or if optional EFT/ACH recurring payments are
authorized which may suit customer needs better.
2.7.3
A loan may be approved even though the GILA
Licensed Lender chooses to
waive the
purchase of Vendor Single Interest, Decreasing or Level Term Life Insurance, Accident
& Health Insurance coverage, or any additional charges and/or recording
fees. However, the GILA Licenses Lender may REQUIRE that customer purchase one
or more of the preceding insurance policies as a pre-condition of customer
obtaining such loan, though customer may be required to purchase one or more of
such insurance policies. CUSTOMER ARE NOT REQUIRED to purchase them from the
GILA Licensed Lender. Customer may purchase required insurance from any other
source. However, customer must list lender as loss payee and provide proof of
such purchase to lender prior to the execution of the loan.
4.
IMMIGRATION ASSISTANCE
4.1
Recitals
4.1.1
Subject to the terms of this agreement,
A+, Inc. grants Customer a right to use computer and the software contained
therein for the purpose of making a lawful application of immigration to the
United States.
4.1.2
Customer understands and agrees that A+,
Inc. is providing the use of a computer with duly licensed software installed
for the purpose of facilitating immigration applications. In providing this
service, A+, Inc. is and will in no way act as a legal advisor and will not
participate in giving legal advice to customer in connection with this service
or any other service provided. If customer needs assistance concerning the
content of his or her filing, customer will need to seek outside legal
assistance.
4.1.3
Customer further understands and agrees
that A+, Inc. and its employees CANNOT and WILL NOT make substantive decisions
in assisting with your Immigration Application. This includes, but is not
limited to not interpreting events, making choices on your behalf, and making
assertions on the likelihood of the application to pass.
4.1.4
Further customer understands that the
status of such application is to be determined by the various departments of
the Department of Homeland Security or the Department of State. A+, Inc. cannot
guarantee the outcome of filing.
4.1.5
Customer understands that A+, Inc. and
its agents and employees will not permit the application of known false
information to be submitted.
4.2 Compliance with Laws
Customer
shall comply with all laws and regulations of the United States and other
countries ("Immigration Laws") to ensure that any and all immigration
applications adhere to the laws set forth by the government of the United
States. Customer further agree that you will not use the service for any
purpose prohibited under applicable law.
4.3 Warranties
4.3.1
No Warranty. The computer and installed
software is provided “as is.” To the extent permitted by applicable law, A+,
Inc. disclaims all warranties, representations and guarantees, express,
implied, or otherwise with respect to the use of the computer and the relevant
software contained therein.
4.3.2 Notwithstanding the warranty provisions set forth above,
all of A+, Inc.'s
obligations
with respect to such warranties shall be contingent on customer's use of the
service in accordance with this Agreement. A+, Inc. shall have no warranty
obligations with respect to any failures of the Software which are the result
of accident, abuse, misapplication, extreme power surge or extreme
electromagnetic field.
5. PRIVACY POLICY
5.1
The Privacy Policy contained herein is
reflective of the privacy policy of A+, Inc. effective as of March 3 rd, 2014 (last reviewed on December
13, 2016 with no changes applied) with respect to Customer's
nonpublic personal information collected by A+, Inc. in connection with the use
of financial products and services offered by A, Inc. including but not limited
to small dollar loans, insurance, checks cashing, immigration assistance, sale
of Legal Shield (pre-paid legal service) and any other service or product not
listed herein.
5.2 A+, Inc. is committed to protecting customers' privacy
and the security of nonpublic personal information and precautions are taken to
use such information responsibly and only for the following purposes:
5.2.1 To Provide customer with the financial products and
services that customer has
requested which may require limited 3rd Party
Disclosure;
5.2.2 To Offer customer information about other financial
products and services
provided by A+;
5.2.3 To Comply with federal, state, local, and other
regulatory bodies with authority
over A+, Inc.'s products and services; and
5.2.4 To Allow customer to conduct business with A+ with
confidence and convenience.
5.3
In no event is customer's account or
nonpublic personal information to anyone outside of A+ for the purpose of
independent telemarketing or direct mail marketing of any nonfinancial products
or services. Physical, electronic, and procedural safeguards are maintained to
guard against the unauthorized disclosure of this information.
5.4 Methods of Collection of Customer Information
5.4.1 In House: A+,
Inc. collects nonpublic personal information about customer from
the following sources in house and provided by customer
through the process of providing services and products: check cashing
operations, money orders, money transfers, title loans, insurance services, tax
preparation, small loans, tax preparation bank documents, bill payments,
bookkeeping, other similar transactions with the A+ Family.
5.4.2 External: A+,
Inc. collects nonpublic personal information about customer from
the bank
where you maintain your checking account, personal and professional references
provided by customer, and some consumer credit reporting agencies.
5.5
Types of Information
A+, Inc
collects a variety of information relevant and necessary to performing due
diligence necessary for the provision of services and products both in
compliance with regulatory bodies and for A+, Inc.'s individual professional
assessment. The types of data include, but are not limited to information about
customer's financial status, such as employment and income, as well as
identifying information, such as date of birth, address, telephone number,
mobile number, email address, and social security number, bank account
information, and information on related persons.
5.6
Employee Access
A+, Inc.
restricts access to nonpublic personal information to employees who need to
know the information to provide those products or services customer has requested,
and in maintaining these accounts. All A+, Inc. employees are trained on the
importance of customer privacy and confidentiality and the legal ramifications
therein. EMPLOYEES HAVE BEEN INSTRUCTED TO MAINTAIN THE CONDIFENTIALITY OF
CUSTOMER'S NONPUBLIC PERSONAL INFORMATION. Physical, electronic, and procedural
safeguards are strictly enforced and maintained that comply with applicable
federal standards to protect the privacy of your nonpublic personal
information.
5.7
Product and Service Agreements with 3rd
Parties
In order to provide customer with the products and
services requested or desired, A+ will provide customer's nonpublic personal
information to a non-affiliated 3rd Party with whom A+, Inc. has an
agreement to provide such services, as follows. (The following are examples of
3rd parties with whom A+, Inc. does business and how information is
shared, but is not intended to represent an all-inclusive list. A+, Inc. is
constantly striving to meet any an all needs of customer, and in that pursuit,
there may be fewer or more 3rd parties who are not included.):
5.7.1 A+ Debit Card. A+
and Praxell (“Praxell”) have an
agreement to offer customers a prepaid cash-based debit
card issued by selected national banks. A+, Inc. works closely with Praxell to
make this prepaid debit card available to customer, which requires that A+,
Inc. provide Praxell
with customer's nonpublic personal information collected
from customer and other sources. on applications for the prepaid debit card.
5.7.2 MB Financial Bank. A+
and MB Financial Bank have an agreement to offer
customers “Secure Check” for distribution of a customer's
federal benefits. Additionally, pursuant to its refund anticipation loan
agreement with selected national banks, A+ will provide selected national banks
with customer nonpublic personal information, collected from customer,
regarding such matters as income, expenses, and potential income tax
liabilities.
5.7.3 Western Union.
A+ and Western Union (“WU”) have an agreement by which WU
will make money transfer services available to our
customers. Pursuant to this agreement, A+ will provide customer nonpublic
personal information to WU, collected from customer, on the send, receive, and
other Money Gram forms used to initiate and complete these transfers
5.7.4
Insurance Carriers, Motorist Protection
Plan, Home Guard Plan, AccuAuto.
A+ has producer contracts with numerous insurance
carriers, Motorist Protection Plan (“MPP”) companies, and a third party
software provider agreement with AccuAuto. When insurance is requested these
various insurance carriers, MPP companies, and AccuAuto need access to
customer's nonpublic personal information, vehicle identification numbers, and
driving record information, in order to search for the best price to place auto
insurance coverage and MPP benefits.
5.7.5 Bill Payment Companies. A+, Inc. has contractual relationships with several bill
payment companies. The bill payment services offered by
these companies include Global Express Bill Payment Services, IPP Bill
Payments, Check Free Bill Payments, Money Gram Bill Payments, and Western Union
(Convenience Pay) Bill Payments. A+ will accept customer's bill payment in cash
and will then transfer such amount to one of these bill payment companies,
which may request certain nonpublic personal information, including a
vendor/customer account number, name, address, and telephone number, in order
to post customer's bill payment correctly to customer's account.
5.7.6 B-Smart Communications, Inc. (“B-Smart”) has a service contract with A+, Inc.,
which helps
A+, Inc. maintain contact with customers, thereby allowing A+ to market our new
or existing service offerings to customer, directly. A+, Inc. provides B-Smart
with customer name and telephone number in order for B- Smart to initiate a
telephone call to customer to market a new service or communicate the status of
an existing service offered by A+, Inc.
5.8
Outside Service Providers
A+, Inc. has arrangements with companies, which provide
products and services essential for the delivery of its services to its customers.
A+, Inc. works with data processing, computer programming, and computer
software firms to ensure that our computer systems function properly. These
firms perform their services at the direction of A+, Inc. and, as permitted by
law, customer nonpublic personal information is shared with these companies, as
necessary, to permit them to perform these required services. A+, Inc. engages
a third party to assist in conducting federally mandated comparisons of
prospective customers with the U.S.
government's
lists of terrorists and other Specially Designated Nationals. These companies
are required to safeguard customer nonpublic personal information and use it
only for authorized purposes.
5.9
Consumer Credit Reporting Agencies and Other
Creditors
It is standard
industry practice and within federal and state laws to provide customer
nonpublic personal information, including repayment transactions and defaults,
to consumer credit reporting agencies and other creditors.
5.10
Courts, Governmental Agencies/Actors, and
Regulatory Actors
Federal,
state, and municipal laws may require A+, Inc. to share customer nonpublic
personal information. e.g. - customers involved in legal matters with another
party, A+, Inc. may be ordered to provide your nonpublic personal information
to a court, attorney, or other party by subpoena. In these circumstances, only
that portion of your nonpublic personal information required by law, subpoena,
or court order will be provided. A+, Inc. makes every effort to strictly comply
with the regulations and requests set forth by governmental agencies and
actors. Any information required by regulation or requested for further review
or by mandate will be provided to these governmental agencies and actors.
6.
CONSENT AND AUTHORIZATION FOR USE OF INFORMATION; WAIVER
OF PRIVACY Customer hereby authorizes
A+, Inc. to obtain, verify and confirm any information about customer or
customer's credit history and employment history from credit reporting
agencies, customer's creditors, landlord, and other businesses or individuals,
and from customer's current and former employers. Customer hereby consents to
such persons' or entities' providing such information directly to A+, Inc. and
customer hereby authorize A+, Inc. to furnish such information, as well as
customer's repayment history with A+, Inc., to those businesses with whom A+,
Inc. believes that customer has a credit account or are opening a credit
account. Customer understands that A+, Inc. may assign your contract, entered
into by customer, as a result of this application.
7.
LIMITED OPT OUT
Federal law gives customers the right
to limit how A+, Inc. shares your nonpublic personal information for MARKETING
PURPOSES. By opting out, customer is
instructing A+, Inc. not to share their nonpublic personal information with
affiliates and nonaffiliated third party business partners for marketing
purposes. Please note that by opting out of receiving future marketing
information, customer MAY NOT opt-out of receiving notices from A+, Inc. regarding payment information and service to customer's
existing account. Further, note that any such service notice from A+, Inc. may
include a listing of all services that A+, Inc. provide and affiliates within
the A+ family of companies. And so long as customer remains a customer
of A+, there will be continued use of nonaffiliated third parties, such as
banks and tax software companies, in order to provide to customer the financial
products and services that customer may request in accordance with the
procedures and for the purposes described in our Privacy Policy. In deciding to
opt out, A+, Inc. offers three
convenient ways to do so. CUSTOMER may contact A+, Inc. by: (1) telephone at
678-720-9006 x 213;
(2) U.S.
Mail at A+ Financial Services, Inc. P.O. Box 492769 Lawrenceville GA 30049
Attention: Compliance Officer. Please list your full name, cell phone number,
home phone number, mailing address, date of birth, and the last 4 digits of
your social security number when writing: (3) visiting us at www.mybudgetcenter.com/new/optout. A+, Inc.
will honor customer's opt- out choice until instructed otherwise or if customer
signs an updated service agreement that allows marketing. Therefore, if customer has opted out
previously, customer does not need to do so again.
8.
COLLECTIONS : PLEASE READ AS YOUR RIGHTS MAY
BE AFFECTED
8.1
NSF and Electronic Declination Fee Agreement With respect to customer attempted payment for any
product or service offered by A+, Inc., if customer check, Draft, Electronic
Payment, other instrument is returned unpaid, for any reason A+, Inc may elect
to re-present the declined payment item up to two more times. In such event,
customer hereby agrees that A+, Inc. may collect a non-sufficient funds
processing charge (NSF fee $30 + associated bank service fee) from customer in
an amount not to exceed the maximum allowed by law or a Declination Fee ($30.00
+ bank service fee) for each and every time that we resubmit customer payment
item for acceptance and it is returned unpaid as “NSF” or “Declined”, to the
extent that such fee is permitted by state law. Similarly, should we elect to
process customer payment by means of EFT or automated clearing house (ACH) and
customer electronic payment is refused, customer hereby agree that we may
charge customer account an electronic $30.00 declination fee, in an amount not
to exceed the maximum allowed by State Law for each and every time that A+,
Inc. submits customer initial payment for acceptance and it is refused, to the
extent that such fee is permitted by state law.
8.2
Offset for Payments Due and Amounts Owed To the extent
permitted by law, customer hereby authorizes A+, Inc. to collect and remit any
balances owed by customer against customer credit balances and assets maintained
with A+, Inc. and further, customer
authorize A+, Inc. to contact persons having dealings with customer and to
obtain any needed credit reports, in connection with products or services
requested by customer or our collection of outstanding balances owed by
customer. In the absence of customer prior written instruction, A+, Inc. will
apply any payment received from customer to any A+, Inc. entity with a negative
balance showing on its books. If any balance remains on customer account and customer
presents another transaction or instrument of cash value (money, money order,
check, draft, etc.) A+, Inc. can elect to deduct customer previous balance from
such transaction. By agreeing to this contract customer hereby authorizes any
transaction to deduct such previous balances. Any payment
received from customer shall be applied first to unpaid interest, then to
unpaid costs and fees, and then to any principal balance owed by customer.
Customer also authorizes A+, Inc. to collect and remit payments that customer
owes to any company with which A+, Inc. has a collection and payment agreement.
9. CUSTOMER REPRESENTATIONS The information that Applicant will provide in
application for any service requested is complete and correct, and no material
debts have been omitted. Applicant acknowledges that A+, Inc. is relying upon
the completeness and accuracy of the information submitted and that any
intentionally false or misleading information may constitute an attempt to
defraud A+, Inc.
9. DISCLAIMER OF WARRANTIES- GENERAL
No Warranties. To the extent permitted by applicable law,
A+, Inc. disclaims all warranties, representations and guarantees, express,
implied, or otherwise with respect to the use of products and services
rendered.
10. LIMITATION OF LIABILITIES
Notwithstanding
any damages that you might incur, the entire liability of A+, Inc. under any
provision of this Agreement and your exclusive remedy for all of the foregoing
shall be limited to the amount actually paid by customer for the service or
product. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL
A+, INC. BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL
DAMAGES WHATSOEVER (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS,
FOR LOSS OF DATA OR OTHER INFORMATION, FOR BUSINESS INTERRUPTION, FOR PERSONAL
INJURY, FOR LOSS OF PRIVACY ARISING OUT OF OR IN ANY WAY RELATED TO THE USE OF
OR INABILITY TO USE THE COMPUTER/SOFTWARE SERVICE, EVEN IF A+, INC. HAS BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF THE REMEDY FAILS OF ITS
ESSENTIAL PURPOSE.
11. COMPLIANCE WITH LAWS
Customer
shall comply with all laws and regulations of the United States and other
countries (including the Internal Revenue Services & "Immigration
Laws") to ensure that any and all immigration applications adhere to the laws
set forth by the government of the United States. Customer further agree that
you will not use the service for any purpose prohibited under applicable laws.
12. APPLICABLE LAWS
The
validity, interpretation, construction and performance of this Agreement shall
be governed by the laws of the State of Georgia. The Georgia state courts of
Gwinnett County, Georgia (or, if there is exclusive federal jurisdiction, the
United States District Court for the District of Georgia) shall have exclusive
jurisdiction and venue over any dispute arising out of this Agreement, and
Licensee hereby consents to the jurisdiction of such courts.
13. INDEMNITY
Customer
agrees to indemnify and hold A+, Inc. and its officers, directors, employees
and licensors harmless from any claim or demand (including but not limited to
reasonable legal fees) made by a third party due to or arising out of or
related to your violation of the terms and conditions of this Agreement, your
violation of any laws, regulations or third party rights or your negligent act,
omission or willful misconduct.
14. REMEDIES
14.1 READ THIS PROVISION CAREFULLY AS IT WILL HAVE A
SUBSTANTIAL IMPACT ON HOW LEGAL CLAIMS YOU AND WE HAVE AGAINST EACH OTHER
14.2
In the event a dispute shall arise between
the parties to this Agreement, it is hereby agreed that the dispute shall be
referred to arbitration in the state of Georgia for arbitration in accordance
with Georgia Arbitration and Mediation Rules of Arbitration. The arbitrator's
decision shall be final and binding and judgment may be entered thereon. In the
event a party fails to proceed with arbitration, unsuccessfully challenges the
arbitrator's award, or fails to comply with arbitrator's award, the other party
is entitled of costs of suit including a reasonable attorney's fee for having
to compel arbitration or defend or enforce the award.
15. CONTACT
A copy of
these terms and conditions are available at www.mybudgetcenter.com. Any questions about any of the
provisions in these terms and conditions may be directed to A+, Inc. in writing
at P.O. Box 492769, Lawrenceville, GA 30049; online at www.mybudgetcenter.com, in person at any A+, Inc. location.
16.
ENTIRE AGREEMENT
This
Agreement is the entire agreement between Customer and A+, Inc. relating to the
use of any branch computer, lobby computers, and software installed on the
computer and it supersedes all prior or contemporaneous oral or written
communications, proposals and representations with respect to the service or
any other subject matter covered by this Agreement. To the extent the terms of
any A+, Inc. policies or programs for support services conflict with the terms
of this Agreement, the terms of this Agreement shall control. In the event of a
conflict between the English and any non-English versions of this Agreement,
the English version shall govern. If any provision of this Agreement is held by
a court of competent jurisdiction to be contrary to law, such provision will be
changed and interpreted so as to best accomplish the objectives of the original
provision to the fullest extent allowed by law and the remaining provision of
the Agreement will remain in force and effect. Sections 1, 7, 8, 9, 10, 11, 12,
13, 14, 15, and 16 shall survive termination of this Agreement.
By signing below or clicking “Agreed”, customer
understands and agrees with the terms and conditions set forth by this
agreement.
Print Name of Customer
Signature
Date
(DD/MM/YYYY)